A conventional mortgage is a home loan that isn't backed by a government agency, such as the FHA or VA. Conventional mortgages often meet the down payment and income requirements set by Fannie Mae and Freddie Mac, and they conform to the loan limits set by the Federal Housing Finance Administration (FHFA).

 Bill will walk you through all of our loan options to help you find a loan that works best for you. Based on your needs, we'll help you apply for the loan you need in Mt Pleasant, Charleston, Daniel Island, Sullivan Island or Isle of Palms, SC. Contact us right now to learn more about our conventional loan options.

Why consider a conventional loan?

Conventional loan borrowers who put at least 20% down do not have to pay for mortgage insurance, which is typically required with lower down payments or government-backed loans. A conventional mortgage can be used for primary homes, as well as for investment properties and vacation homes. Understand your options by consulting with one of our brokers today.