aMenu
x

Contact a Mortgage Loan Officer in Mount Pleasant, SC Today

Are You Ready to Buy a Home?

Contact Us
Get the Mortgage Loan You Need in Mount Pleasant, SC

Get the Mortgage Loan You Need in Mount Pleasant, SC

Start Packing for Your New Home

Buying a home is an exciting time in your life. Whether it's your first home or your fifth, you need to get all the proper paperwork in order to make the closing go as smoothly as possible. Bill Payne | First Home Mortgage will walk you through the entire process.

While buying a home can appear complicated, it's the job of loan companies to make sure it's as seamless and stress-free as possible. As an experienced mortgage loan officer, Bill Payne knows what information to gather to get your loan put together as quickly as possible. Our mortgage company will assist you with:

Determining which type of mortgage loan is right for your situation, lifestyle and budget

Pre-qualifying for a loan so you know how much you can afford

The mortgage application process so you're prepared for the closing

When you are ready to buy a home in Mt Pleasant, Charleston, Daniel Island, Sullivan Island, or Isle of Palms, SC, consider your loan options with the help from Bill Payne | First Home Mortgage.

 

About
Bill

Learn more about your mortgage loan officer and how he can help you buy the home of your dreams.

About Bill

Our Mortgage
Process

Discover the benefits of homeownership while understanding every step of the purchase process.

Our Mortgage Process

Pre-Qualifying
for a Loan

Find out how much you can afford by going through the application process.

Pre-Qualifying for a Loan

The Mortgage and
Closing on Your Home

We'll walk you through everything, from the appraisal and application to the completed purchase.

The Mortgage and Closing on Your Home

Find Out What You Can Afford

Start the mortgage loan pre-qualification process

Start Now

Contact a local mortgage loan officer today

Bill Payne has lived in Mount Pleasant, SC for more than 14 years. He's an active member of the community and licensed as a mortgage loan officer in Georgia (55888), North Carolina (1-153016) and South Carolina (MLO-283298). He prefers a hands-on approach to help you get through the process of obtaining a mortgage loan.

Unlike other loan companies, when you have questions, you can call Bill specifically. We offer competitive rates in the market and can close your loan in as little as 21 days.

If you are a home buyer in Mt Pleasant, Charleston, Daniel Island, Sullivan Island, or Isle of Palms, SC, call our mortgage company at 843-532-1392 today.

*Lightning loans are only available on conventional, conforming purchase loans. Programs, interest rates,
terms and fees are subject to change without notice.

Learn More

Get Everything You Need for the Closing

We put together all the necessary paperwork for home loans in Mount Pleasant, SC

Contact Us

Not All Home Loans Are the Same

Speak with a mortgage loan officer to find the right option for you

Contact Us

We are local to the following areas:

CHARLESTON, SC
DANIEL ISLAND, SC
ISLE OF PALMS, SC
MT PLEASANT, SC
SULLIVAN ISLAND, SC

We are licensed in the following states:

SOUTH CAROLINA
NORTH CAROLINA
GEORGIA
FLORIDA

We worked with Bill Payne to purchase our first home. He was referred to us by our agent. We were very happy with Bill. He kept us informed about the mortgage process and touched base with us regularly and explained everything thoroughly- he made us feel like there were no stupid questions to ask. He always responded to use quickly when we had a question, too. I have heard many mortgage horror stories (packages not ready at closing, mountains of paperwork and repeated request for the same documents over and over again) but I feel like we were only asked for a necessary amount of paperwork/records. I would recommend Bill and First Home Mortgage.

Becca N | 5 Stars

Best experience with a mortgage lender. Great follow through on every detail. A pleasure to work with.

North Myrtle Beach | 5 Stars

September 2018

Bill and Robyn were amazing. They didn't only amaze me, but amazed everyone that was involved in the process of purchasing my home. Bill was always available and always went the extra mile for me. I will only deal with Bill and you guys in the future. And of course will recommend you to anyone interested in buying a home. Thank you so much!

Summerville | 5 Stars

August 2018

Bill knows what needs to be done to secure a mortgage at the best rate possible. He helps guide you through the process and works hard to get everything done right!

Summerville | 5 Stars

August 2018

Superb follow-up. Anticipatory service. Very responsive and knowledgeable.

Mount Pleasant | 5 Stars

July 2018

We highly recommend Bill to everyone - he was very responsive and looked out for our best interest and his support Robin was also fantastic.

Mount Pleasant | 5 Stars

May 2018

Very punctual and willing to explain everything to a first time buyer. I definitely will be back when I buy my next home. Thanks again Bill Paine!

Summerville, South Carolina | 5 Stars

Summerville

He was patient with us during the buying process. Took the time to understand our needs and was very helpful in explaining our options to us!

May 2018 | 5 Stars

Charleston

This was my second time using Bill Payne and First Home Mortgage and I am just as pleased as the first time. Always a great experience and Bill helps me with all my questions!

April 2018 | 5 Stars

Charleston

Bill is extremely professional and incredibly knowledgeable. I would certainly recommend him to others and will continue working with him in the future.

January 2018 | 5 Stars

Myrtle Beach

Every one we worked with at First Home Mortgage answered all of our questions and made the home buying process as easy as possible. No more searching for mortgages for us!

December 2017 | 5 Stars

Charleston

He's interested in what his customers need- he comes up with ideas to help customers achieve their goals.

December 2017 | 5 Stars

Winston Salem

View All Testimonials

If you are a home buyer in Mt Pleasant, Charleston, Daniel Island, Sullivan Island, or Isle of Palms, SC, call our mortgage company at 843-532-1392 today.